Privacy Policy
What does Bank of Belleville do with your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product you have with us. This information can include:
- Social Security number and income
- Account balances and transaction history
- Assets and credit history
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Bank of Belleville chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Bank of Belleville share? | Can you limit this sharing? |
| For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes –
to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes –
information about your transactions and experiences |
No | We don’t share |
| For our affiliates everyday business purposes –
information about your creditworthiness |
No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
Questions?
Call 618-233-6400 or go to www.bankofbelleville.com
Who is providing this notice?
Bank of Belleville
What we do?
How does Bank of Belleville protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We restrict access to your personal information to our employees who need the information to properly service your account(s).
How does Bank of Belleville collect my personal information?
We collect your personal information when you
- Open an account
- Pay your bills
- Use your credit or debit card
- Deposit money
- Apply for a loan
We also collect your personal information from others such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes — information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Bank of Belleville does not share with our affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Bank of Belleville does not share with non-affiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Bank of Belleville doesn’t jointly market.
Other Important Information
Special Notice for State Residents
Illinois law requires that you opt-in to information sharing. Therefore, before we would share your information with a third party, except where permitted by law, we will obtain your permission.
